Insurance for Pet Service Providers

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Pet services covers a broad range of business operations, from veterinarian practices, to pet supply stores, to kennels, to groomers and many variations in-between. Pet services in general require some special insurance coverage and each niche within the niche requires different insurance protection. We have the programs, options, and experience to cover your pet service business with confidence, economy and quality.

Below are a few examples of insurance options matched to services, but why not save time by talking to us and allowing us to put a custom proposal together for you?

Pet Sitters:

A basic business owners insurance policy (BOP) will cover most aspects of your pet sitting endeavors but you may need to customize your protection, depending on your range of services you offer, the number of employees you have, vehicles owned or used in the business and a few other factors. Here are some of the optional coverages you may need to consider:

• Animal bailee coverage
• Pet 'taxi' insurance
• Accounts receivable coverage
• Computers and media coverage
• Business income insurance
• Business auto coverage

Pet Stores:

Your pet store will need insurance protection for inventory as a starter. If you also have live animals for sale, grooming or boarding services, you will want to consider some additional insurance protection, such as:

• Spoilage insurance
• Inland marine insurance (for animal mortality)
• Worker's compensation insurance
• Employee dishonesty coverage
• Flood or earthquake insurance

Veterinary Practices:

Veterinary practices and animal hospitals have the same exposure to risk that pet stores, pet sitters, and groomers have with some additional exposures unique to the medical nature of your practices. Additional insurance protection for medical pet services often include:

• Professional liability insurance (malpractice protection)
• Cyber liability insurance
• Valuable papers and records insurance

Hopefully this gives you an idea of the range and variety of business risks and related insurance options. When you are ready to put an insurance program together for your pet service business, give us a call, we'll make it easy!